Paragon Waterfront Guide
The Eastern Shore Waterfront Buyer's Guide

Buy Waterfront With Confidence — Not Guesswork.

Nine waterfront markets across four counties, compared with real, current MLS numbers — plus the Critical Area, riparian, and due-diligence details most buyers learn the hard way. Yours free, with a bonus Buyer's Scorecard to take to every showing.

Real MLS data, not guesswork 20+ years on the Shore No obligation
Paragon
Home Team
The Complete Eastern Shore Waterfront Buyer's Guide
David J. Moore · Powered by REAL Broker
+ BONUS
Buyer's Scorecard
What's Inside

The education most agents never give you

This isn't a brochure. It's a plain-spoken guide to buying Eastern Shore waterfront the right way — so you understand exactly what you're buying before you make an offer.

Nine Markets, Compared

Kent Island, St. Michaels, Oxford, Easton, Cambridge, Chestertown and more — with current median prices, ranges, and inventory.

The Critical Area Law

What the 100-foot Buffer and RCA/LDA/IDA zones actually mean for what you can build, and the red flags that limit a lot.

Piers, Depth & Riparian Rights

Water depth at mean low water, pier permits, and the riparian rights that decide whether you can dock the boat you want.

The True Cost of Ownership

Bulkheads, living shorelines, flood insurance, and the six-figure surprises that catch out-of-area buyers off guard.

Financing the Purchase

Jumbo, portfolio, and cash — how waterfront appraises, and why flood-insurance cost belongs in your budget from day one.

Bonus: Buyer's Scorecard

A printable scorecard to rate and compare every home you tour on the things that actually matter — side by side.

A Taste of the Real Numbers

Median waterfront price, by market

The full guide breaks down price ranges, days on market, active inventory, and the signature communities in each. Here's the headline figure for all nine.

Cambridge$525K
Chestertown & Rock Hall$850K
Tilghman Island$1.03M
Grasonville$1.06M
Kent Island$1.25M
Queenstown / Wye$1.65M
St. Michaels$1.80M
Oxford$1.80M
Easton$1.98M

Median sold price, waterfront single-family homes, trailing 12 months. Source: BRIGHT MLS, September 2026. Figures are deemed reliable but not guaranteed and change over time.

The Chesapeake Reserve Collection

Some of the Shore's finest waterfront sells quietly.

The most sought-after estates often change hands through trusted relationships. Our Chesapeake Reserve Collection is a private channel that gives our buyers first access to exclusive waterfront homes. It's one more reason to have the guide in hand and a specialist in your corner.

"You see them first."
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David J. Moore
Founder & Waterfront Specialist
Your Guide to the Shore

A specialist who lives on these waters

I'm David J. Moore, founder of The Paragon Home Team. I live on the Eastern Shore and I know these waters — the Bay and the Tred Avon, Miles, Choptank, Chester, and Wye. Buying waterfront is more complex than buying a typical home, and out-of-area buyers deserve someone who will tell them the truth about what they're getting.

I wrote this guide because educated buyers make better decisions. When you're ready, my team and I will help you find the right home on the best terms — with one point of accountability from first conversation to closing.

20+ years on the Eastern Shore Recognized by Real Producers & Real Trends, 15+ years 4th-generation Marylander Nine markets · four counties
Paragon Home Team

A real estate solutions team specializing in Eastern Shore waterfront. Powered by REAL Broker, LLC. The Standard in Real Estate.

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TheParagonHomeTeam.com