Maryland Attorneys: Buy Up to $1M with Zero Down — No PMI
A home financing program designed to recognize the value of your legal career — available through our preferred lending partner, Atlantic Union Bank.
- Up to 100% financing with ZERO mortgage insurance
- $0 down for loans up to $1,000,000
- 5% down up to $1.5M · 10% down up to $2M
- Rate discount with auto-pay from Atlantic Union Bank deposit account
- Fixed and adjustable-rate options available
- Purchase and refinance options available
You've Built Your Practice Protecting Others. Now It's Time to Invest in Yourself.
After years of law school, bar exams, and building your practice, you've earned more than a conventional mortgage. But traditional lenders don't always see it that way — they look at your student debt balance, not your trajectory.
Your income says you can afford the home you want. Your career stability is among the strongest in the economy. But conventional underwriting treats your law school investment the same as consumer debt — penalizing you for the very education that built your earning power.
The Attorney Home Loan Program through Atlantic Union Bank was created to bridge that gap — offering financing terms that reflect your professional standing and earning power, not just a snapshot of your current balance sheet.
Built for the Way Attorneys Actually Buy
Three pillars of a financing program designed around your career — and the home you've earned.
Zero Down, Zero PMI
- Up to 100% financing on loans to $1,000,000
- No private mortgage insurance — ever
- 5% down from $1M to $1.5M
- 10% down from $1.5M to $2M
Rate Discount Built In
- Eligible for interest rate discount
- Auto-pay from Atlantic Union Bank deposit account
- One-time setup, ongoing savings for the life of the loan
Purchase or Refinance
- Buy your next home or refinance your current one
- Designed exclusively for practicing licensed attorneys
- Fixed and adjustable-rate options available
The Paragon VIP Buyer Program
The financing is one piece. The other piece is having a team that protects your time, your money, and your decision. Every Paragon buyer is enrolled in the VIP Buyer Program — a concierge experience built around what actually matters when you're buying a home.
$5,000 Buyer Savings Guarantee
We guarantee to save you a minimum of $5,000 on your home purchase through expert negotiation and market intelligence — or we'll write you a check for the difference.
Happiness Guarantee
If you don't love your home in the first 24 months, we'll sell it for free. You make the move with confidence — we stand behind it long after closing.
Off-Market Home Access
The best homes in Annapolis and on the Eastern Shore sell before they ever hit Zillow or Realtor.com. As a Paragon VIP, you see waterfront and luxury inventory weeks before the public ever does.
Concierge Representation
Private showings on your schedule, expert negotiation, vetted inspectors and contractors, and a single point of contact from offer to keys. White-glove service — not a chatbot and a Sunday open house.
The best homes sell before they go online. The VIP Buyer Program is how Paragon clients see them first — and buy them with the financing your career deserves.
Is This Program Right for You?
- Solo practitioners
- Small firm and large firm attorneys
- In-house corporate counsel
- Government attorneys
- Prosecutors and public defenders
- Any role requiring an active bar license
Owner-occupied primary residences only. All loans subject to credit approval and standard underwriting. Terms, rates, and conditions subject to change. This is not a commitment to lend or extend credit.
Financing at a Glance
A clear look at the financing tiers — no fine-print surprises.
| Down Payment | Maximum Loan | PMI |
|---|---|---|
| 0% | Up to $1,000,000 | None |
| 5% | $1,000,001 – $1,500,000 | None |
| 10% | $1,500,001 – $2,000,000 | None |
No private mortgage insurance at any level. Rate discount available with auto-pay from an Atlantic Union Bank deposit account.
Download Your Free PlaybookWatch: How Maryland Attorneys Are Buying Homes with Zero Down
Have questions? Schedule a private consultation with David and our preferred lending partner.
Schedule Your Private ConsultationTwo Professionals. One Mission.
Real estate expertise and lending specialization, working together to make sure nothing slips through the cracks from pre-approval to close.
David J. Moore leads The Paragon Home Team and has spent over 20 years guiding Maryland families through their most important real estate decisions. Specializing in the Chesapeake Bay region, Kent Island, and Annapolis-area markets, the Paragon team provides concierge-level service with a focus on innovative solutions that put clients in control.
Anthony Sos is a Mortgage Loan Officer with Atlantic Union Bank, specializing in tailored financing solutions for legal professionals. With deep expertise in the Attorney Home Loan Program, Anthony ensures every client receives personalized guidance from pre-approval through closing.
What Attorneys Ask First
What's the maximum loan amount with zero down?
Do I need to be actively practicing?
Can I use this for a refinance?
How does the rate discount work?
What property types are eligible?
What areas do you serve?
Can my spouse be on the loan if they're not an attorney?
What if I'm relocating to Maryland from another state?
Ready to Buy Your Maryland Home with the Financing Your Career Deserves?
Download the free playbook, or schedule a private consultation with David and Anthony today.